How to Optimize Your Investing Strategy
The goal of investing is to maximize returns and minimize friction (i.e., taxes, fees, interest paid, etc.).
Retirement
How to Stay the Course with Your Retirement Investments During Record-Breaking Inflation
Inflation impacts Americans across all income levels. It causes many people to adjust their budgets to account for higher costs...
4 Ways to Save More Money for Retirement This Year
The approaching holiday season has a lot of people thinking about spending money, but now's also a great time for...
How to Manage Retirement Account Withdrawals in Wealth Planning
Investors are often programmed to think it’s almost never a good idea to take early withdrawals from a retirement account....
How to Enjoy a Frugal Retirement on a Fixed Income
A retirement journey is joyful. You have devoted your youth to ensure a happy retirement, and you’ll never have to worry...
What The New IRS Rules Mean For Inherited IRAs
Taxes may be guaranteed, but that doesn’t mean they’re easy to understand. The IRS has resolved a dispute over new...
Why Retirees are Flocking Back to the Workplace
Quiet quitting might get all the headlines these days, but there’s another silent movement going on in offices around the...
The 2023 Social Security COLA Is 8.7% — Highest Increase Since 1981
There’s at least one benefit to this year’s sky-high inflation: A giant raise for Social Security beneficiaries. The Social Security...
Should I Use Crypto in My Retirement Accounts?
Will this investment vehicle skyrocket in value or become a questionable addition for my retirement portfolio?
Changing Expectations: What’s Happened to Retirement Expectations During the Pandemic?
The subject of retirement is always in vogue, because it ultimately affects everyone. Oddly, however, recent research indicates that those...
U.S. Lawmakers Draft Bill To Allow Bitcoin, Crypto In 401(k) Plans
The bill amends ERISA of 1974 to include digital assets under “covered investments,” thereby shielding investment managers from liability.
What Is An Annuity Table?
As a grownup, you no longer have to deal with multiplication tables. But as an investor, you might want to...
As the Market Falls, New Retirees Need a Plan
Anyone newly retired or nearly so must feel like they have the worst timing in the world. A portfolio tends...
Early Retirement: More Americans Want to Retire Early; How to Make That Happen
What does retirement mean? Many believe it’s an age you hit, and you can immediately give your two weeks notice....
How Many Years Until You Retire
When it comes to retirement, there is no one size fits all approach.
7 Tips For Keeping Harmony In Your Relationship If One Spouse Retires First
Retirement looks pretty distant when you start your career until it’s suddenly around the corner.
Using Your 401(k) to Delay Getting Social Security and Increase Payments
Although you can start collecting Social Security at age 62, you can get much higher monthly payments if you wait...
Retiring at 35 (Without Giving up Everything)
But what if I told you that you can still retire early, specifically in your 30s, without sacrificing everything? While...
Here’s How the Fed’s Rate Hikes Will Impact Your Retirement Plan — for Better or Worse
The stock market dropped this week after the August Consumer Price Index indicated that inflation was higher than expected. Paired...
What Does It Mean to ‘Carry Wealth Lightly’?
Writing here previously, I noted that we are all responsible for understanding how best to guide clients and ourselves through...
Retirement Planning For A Recession
A recession is a common, if unpleasant, part of life. People who are retiring now have endured around six of...
